Tips to Open and transfer funds to German Blocked Account for India students


From the last few years, Germany has become Indian’s favorite for Study Destination. Top class universities and large employment opportunities made Indians to shift Germany. There are so many essential things are required to know for Indians who wants to study in Germany. One among the important factor is Blocked Account in Germany.

Then, What is Blocked Account in Germany?

In Germany, a blocked account is a mandatory financial arrangement for international students and visa applicants. It serves as a proof for financial security, funds to be utilized for living expenses.

The account restricts immediate withdrawals, ensuring the availability of funds for authorized purposes while complying with legal obligations and immigration requirements.

If you’re an Indian student planning to study in Germany, one of the essential steps is to create a Blocked account in Germany.

 In this Article, we will provide you with valuable tips to help you navigate the process of creating a German blocked account in India smoothly.

Research Different Banks

Start by researching various banks that offer services for opening a German blocked account in India. Look for reputable banks that have a strong presence in Germany and offer reliable services. Compare their account features, fees, and customer reviews to make an informed decision. Popular options include Fintiba, and Expatrio.

To open Blocked Account in India one has to look for the exclusive Bank partners like Orient Exchange in India. 

Understand the Requirements

One has to understand better about Blocked account requirements. Generally, you will need a valid passport, proof of enrollment in a German university, a visa/residence permit, and a confirmed address in Germany. Some banks may have additional requirements, so it’s crucial to check their specific guidelines. Ensure that you have all the necessary documents ready before proceeding.

Choose the Right Account Type

There are two types of blocked accounts available: standard and flexible. The standard account requires a minimum deposit of €8,640 and cannot be accessed until you arrive in Germany. On the other hand, the flexible account allows partial withdrawals before your arrival and requires a minimum deposit of €1,000. 

German Banks like Fintiba offers FINTIBA+ which gives additional features like Free Travel Health Insurance along with account opening. 

Consider your financial needs and choose the account type that best suits your situation.

Complete the Application Process

Once you’ve selected a bank and gathered the necessary documents, proceed to the application process. Most banks provide an online application form that you can fill out. Make sure to double-check all the information before submitting. 

Some banks may require you to provide a video identification, while others may ask for physical documents to be sent via mail. Follow the instructions provided by the bank and submit your application accordingly.

Transfer Funds

After your application is approved, you will receive the details for transferring the required funds into your German blocked account. This can usually be done through a wire transfer from India. Authorized Money transfer services offers various modes to Send Money Abroad which includes transfer funds to German Blocked Account.

 Ensure that you have the correct account details and follow the bank’s instructions carefully to avoid any delays or complications.

Keep Track of your Account:

Once your funds are transferred, it’s essential to keep track of your German blocked account regularly. Familiarize yourself with the online banking system provided by the bank and monitor your balance and transactions. This will help you stay informed about your financial status and ensure that you have sufficient funds throughout your stay in Germany.


Creating a German blocked account in India is a crucial step for Indian students planning to study in Germany. By conducting thorough research, understanding the requirements, and following the correct procedures, you can navigate this process smoothly. Remember to choose a reliable bank, fulfill the necessary criteria, and keep track of your account to ensure a hassle-free experience.